Free tools
Know your numbers before you meet the bank
ಬ್ಯಾಂಕಿಗೆ ಹೋಗುವ ಮುನ್ನ — ನಿಮ್ಮ ಲೆಕ್ಕ ತಿಳಿಯಿರಿ
Five calculators built on the scheme rules. Move the sliders and see subsidy, loan and EMI change.
Calculator 1 of 5
PMEGP Subsidy Calculator
Your subsidy, own contribution and bank loan for a new unit.
Machinery + building/shed + working capital for one cycle.
*Special category: SC/ST, OBC, minorities, women, ex-servicemen, transgender, divyang, NER, hill & border areas, aspirational districts.
35% of project cost — you don't repay this
Calculator 2 of 5
PMFME Food Unit Calculator
35% subsidy up to ₹10 lakh for food processing units.
Machinery, technical civil work and equipment for your food unit.
35% of your eligible project cost
Calculator 3 of 5
Business Loan EMI Calculator
Monthly EMI, total interest and year-by-year repayment.
MSME loans usually range from 8.5% to 14% depending on bank and profile.
for 84 months
With PMEGP / PMFME subsidy, the subsidy amount is adjusted against this loan — your real repayment is lower.
Calculator 4 of 5
MSME Category Checker
Find your MSME category under the 2025 limits.
Original purchase value, excluding land & building.
Export turnover is not counted.
| Category | Investment up to | Turnover up to |
|---|---|---|
| Micro | ₹2.5 crore | ₹10 crore |
| Small | ₹25 crore | ₹100 crore |
| Medium | ₹125 crore | ₹500 crore |
Revised limits effective 1 April 2025.
- Mudra, PMEGP, PMFME & CGTMSE eligible
- Highest guarantee cover & ZED subsidy (80%)
- 45-day payment protection
Calculator 5 of 5
Mudra Loan Finder
Shishu, Kishore, Tarun or Tarun Plus — which one fits you.
No collateral · No guarantor · Any bank, NBFC or MFI
Not sure which scheme you fit?
Answer 6 quick questions and see every scheme you may qualify for, with your estimated subsidy.
Take the eligibility checkAll results are indicative estimates based on published scheme guidelines. Actual loan amount, interest rate and subsidy depend on the bank's appraisal and the implementing agency.